Did you know that 25% of businesses never reopen after a disaster? Owning a business comes with a lot of risks, even if it’s a small home-based business. Having the right type of insurance is so important for protecting it against hazards that can threaten its success.


Yetter-B2B-2015.06.18-Icon-FlameProperty Loss
Protects your business’ inventory, equipment, and fixtures against theft, loss, or damage. There are two main types of business policies: “named peril,” which protects against events listed in your policy, and “all risks,” which protects against all events except those specifically excluded in your policy.


Business InterruptionYetter-B2B-2015.06.18-Icon-Closed
This insurance can help keep things running while you recover. The most common type is “business income,” which covers lost revenue, payroll, and other operating expenses. You can also get “extra expense insurance” to cover costs like temporary relocation. Supply chain coverage can protect you if an event at your supplier interrupts your ability to do business.


Yetter-B2B-2015.06.18-Icon-CourhouseGeneral Liability
1 out of every 3 small business owners has been sued or threatened with a lawsuit. General liability helps protect against this risk. The type and amount of coverage depends on your business, and can be tailored to fit your business’ specific risks. Some types are product liability, professional liability, and employment practices liability.


Yetter-B2B-2015.06.18-Icon-BandageWorkers Compensation
If an employee is injured on the job, this pays for medical treatment, covers lost wages, and protects you against lawsuits filed by injured workers. Generally, this is mandatory for all employers who have one or more employees, whether they’re full-time or part-time, including family members.


Focus on What Matters
As your insurance agents, our job is to make sure you have the right type of insurance for your business, so you can focus on what really matters: helping your business grow.Contact us today to make sure you have the right type and amount of insurance for your business.