If You Rent Out Residential Properties, Consider Landlord Insurance
[dropcap dropcp_first_letter="I" dropcp_style="enigma_dropcape_circle" dropcp_text="f you rent out residential property, whether it be a house, apartment, or condominium, you should consider investing in landlord insurance. Landlord insurance provides protection from financial loss that results from damages to a rental property due to fire, storm, break-in, and more."/] What does landlord insurance [...]
6 Apartment Security Tips for Summer
Summer has arrived. The birds are singing, the sun is shining, and burglars are on the prowl. Between easy access from open windows to apartments being empty for weeks on end while their residents are on vacation, July and August have the highest burglary rates of the year. Here are [...]
Top 5 Things to Know About RV Insurance
Do I need RV insurance? Like car insurance, a minimum of liability coverage is required for RVs in every state. Some states also require uninsured and underinsured motorist coverage. Collision and comprehensive coverage are up to you, but it’s recommended to protect your investment. The following conditions require additional coverage: [...]
The Safest Cars for Teen Drivers
Every teenager is eager to start driving their first car, making many parents concerned for their children’s safety. Newer drivers are at greater risk of getting into car accidents than experienced drivers. Buying a first car is a huge decision, and teens should know it’s not all about status and [...]
Do I Need Insurance for My Boat?
There aren’t many better ways to spend a day off than out on the open water with the sun on your face. Boating is a popular pastime, with more than 15 million boats registered in the United States, but many boat owners don’t know the importance of having a dedicated [...]
Do You Need Golf Cart Insurance?
If you own a golf cart, it’s a good idea to have insurance for it. In fact, some states and homeowners’ associations require it. The type of coverage you need depends on how and where you use your golf cart. In this article, we will discuss the best type of [...]
9 Ways to Secure Your Home on a Budget
More than 2 million burglaries occur each year in the United States—that’s one every 15 seconds—but there are ways to protect yourself, your family, and your belongings without breaking the bank. Before you dole out big bucks for a top-of-the-line security system, check out these tips to keep your home [...]
What is Personal Property Coverage and How Does It Work?
Personal property coverage is the part of a home insurance policy that covers items like furniture, antiques, jewelry, clothes, and electronics. Every home insurance policy includes some personal property coverage, but depending on the value of your belongings, it may not be enough. That’s why insurance carriers offer several types [...]
How to Winterize and Close Your Vacation House for the Season
Locking up and winterizing summer vacation homes is something that many Americans do each year, but it’s important to do it right. Many things can go wrong over the long, cold winter months, and if you don’t properly winterize your vacation home, you could be met with an awful surprise [...]
7 Ways to Slash Your Auto Insurance Premium
Auto insurance is a cost that we all must incur if we wish to have our vehicles on the road. What many don’t realize is that there are a variety of ways to lower the cost of auto insurance premiums. There are many factors that can affect your premium, [...]
9 Tips for Buying Life Insurance for the First Time
Buying life insurance for the first time can be a daunting experience, but knowing why, when and how to buy life insurance can make the whole experience a lot easier. Before you contact your insurance agent, check out these nine simple tips on how to make the whole process less [...]
Living Longer than Expected
Four tips on what to do when you outlive your term life insurance policy Buying life insurance is a difficult decision, and no one wants to think about their eventual passing, but what is one to do if they outlive their term life insurance policy? If you are approaching the [...]
Safeguard your Home Before your Next Trip
Summer is finally here and the kids are out of school, which means it’s time to start planning your summer vacation. Are you keeping in mind the proper security your home will need while you're away? It’s important that you take some time to consider what you would do in [...]
Let The Cost of Boat Insurance Sink While You Stay Afloat
Warmer weather and the boating season are quickly approaching and avid boaters are anxious to get out on the water. Many boaters don’t even think twice about the importance of proper maintenance before riding the waves. It is important to note that a few maintenance tips can actually reduce the [...]
Spring Motorcycle Preparation and Safety Tips
Spring is here and many of you just want to get on your bike and enjoy the warm weather. Before you do, did you think about preparing your bike for the ride? Preparation can help protect you and everyone else on the road, as well as lengthening the life of [...]