You know fall is almost over when the leaves start falling off the trees, you start to see frost on your windshield, and holiday shopping is on your to-do list. Whether you like it or not, you know winter is approaching. You’ve probably unpacked all your winter clothes and started [...]
Don’t let insurance premiums scare you. An insurance premium is a periodic payment made on an insurance policy. A company charges you a certain amount of money for active coverage which is determined by several factors. How Are Rates Determined Statistics are one of the main factors for determining an [...]
How much do you think life insurance costs? If you’re a Millennial, chances are you’ll overestimate this cost by a whopping 213%. If you’re a Gen Xer, you’ll probably only overshoot by 119%. According to the 2015 Insurance Barometer Study by Life Happens and LIMRA, cost is the number one [...]
Renters insurance is a smart, affordable way to protect your belongings, but only 37% of tenants have it. Most people wouldn’t think of owning a home without homeowners insurance or driving a car without auto insurance. So why is it that so many renters go without renters insurance? According to [...]
Sending a child to college is a big deal. As a parent, you do everything you can to make sure he or she is prepared for success. Part of this process should include reviewing your insurance coverage to make sure your child is protected while away from home. College students [...]
When it comes to car insurance, there are several factors that affect your premium rates and coverage. Some factors, like driving record, can have a big influence, while others have no bearing whatsoever. Find out the facts from fiction with these 5 common car insurance myths. Myth 1: Red cars [...]
Did you know that 25% of businesses never reopen after a disaster? Owning a business comes with a lot of risks, even if it’s a small home-based business. Having the right type of insurance is so important for protecting it against hazards that can threaten its success. Property Loss [...]
As great as it is to bask in the warm summer sun, harmful UV rays can wreak havoc on more than just your skin and eyes. Sun damage can take its toll on your home—even indoors—affecting the lifespan and appearance of your belongings. Here are some common symptoms of sun [...]
The spring and summer months are busy times for construction workers, landscapers, painters, and other outdoor crews. Borrowing equipment can be an easy and inexpensive way to get the job done, but a friendly gesture can turn into a costly—and confrontational—situation if the borrowed equipment is damaged. By knowing your [...]
Yard sales are a great way to clear space and earn some easy money, but pricing your items can lead to a lot of headaches. Here are 6 tips for pricing your yard sale items. Pricing 101 A good rule to remember is to price your items at 10-20% of [...]
