Getting Serious about Life Insurance
No one likes to think about life insurance, much less talk about it or buy it. It’s uncomfortable and a little scary, acknowledging that we won’t live forever. But remember: life insurance isn’t about the people who are gone. It’s about the people who remain. Life insurance is the ultimate [...]
Heat Safety Tips
Heat is the number-one cause of weather-related deaths in the United States. Please be sure to keep safe this week as the heat index will push the limits and records!! Check out the CDC’s Heat safety tips athttp://www.bt.cdc.gov/disasters/extremeheat/heat_guide.asp Rember, elevated temperatures have an impact on your entire body. Check out [...]
Have a Safe and Happy 4th of July!
Have a safe and Happy 4th of July! Thank you to our veterans and to our active servicemen who have sacrificed for our freedoms! A surprising number of people are treated in emergency rooms for injuries related to fireworks. The Centers for Disease Control and Prevention lists an estimated 7,000 [...]
Deep Pocket Getting Shallower
The PA House of Representative just passed the ” Fair Share Act”. Governor Tom Corbett is expected to sign it. Under the present law a person who is only 1% responsible for liability can be held to pay 100% of the total judgement. The Fair Share Act makes the defendent [...]
Life Jacket Safety
LIFE JACKET WEAR / WEARING YOUR LIFE JACKET Boaters enjoy the feel of sun and spray. So it’s tempting to boat without wearing a life jacket – especially on nice days. But modern life jackets are available in a wide variety of shapes, colors, and sizes. Many are thin and [...]
Using a cell phone while driving
Pennsylvania has not made driving while phoning illegal yet. Does this activity constitute reckless conduct? A recent study shows that for every 6 seconds one drives and texts, 4.2 seconds are spent NOT WATCHING the road. Distraction is the number one cause of preventable car accidents. Using a cell phone [...]
The Company Car
We call them “company cars,” but in reality they’re a lot more than that. Life happens, and that company car suddenly becomes the “get-the-kids-to-soccer-practice-mobile” or the “running-to-the-store-for-bread-and-milk car.” But what happens when a company car has an accident while on personal business? ERIE business products are developed with a complete [...]
Distracted Driving
We’re constantly surrounded by electronic hums, beeps, tweets, and vibrations. The temptation to be constantly plugged into our cell phones, MP3 players, and laptops can be overwhelming, even when we’re driving. Studies have found that drivers who text at the wheel are 23 times more likely to be involved in [...]
Rental Car Insurance Coverage
If you have comprehensive and collision insurance on your owned car, your carrier also pays for your common-law responsibilities on a rental vehicle. The controversy arises when the rental company decides that you signed for contractual responsibilities that exceed your common law obligations. Here are several examples. A car that [...]